Join The Future of Mortgage Lending
We're pioneers in AI mortgage technology, offering the premier cloud-based platform for mortgage brokers and loan officers. Plug into our system to scale your business, convert more, and maximize your earnings.
Earn up to 275 BPS
Choose a compensation plan that fits your goals, with some of the highest splits in the industry.
CALVIN AI Platform
Our proprietary AI-powered CRM/POS/LOS streamlines everything from lead to close.
Unlimited Company Leads
Get a steady stream of high-quality leads delivered directly to your pipeline daily.
The Ideal Platform for Ambitious MLOs
We provide the model, technology, and support you need to thrive. Find out why our mortgage jobs are the most sought-after in the industry.
Business Model
- Approved with 135+ Lenders & Investors
- Non-Delegated Correspondent & Wholesale Broker
- Always the Best Mortgage Rates/Pricing
- 5,000+ In House Loan Programs
- Non-Delegated Conventional, VA, USDA, Non-QM, DSCR & more
- Brokered FHA DPA, HELOC, Commercial, Fix & Flip & more
Proprietary Technology
- AI Lead-Generating Website
- AI POS, CRM & LOS (one login for all)
- Instant AI pricing on 5,000+ programs
- AI Flow from Lead to Complete 1003
- 50+ API integrations
- CALVIN AI: Dual AUS + Conditions
Trainings & Support
- 24/7 Online Training Center
- Thousands of recorded trainings
- CALVIN AI instant loan support
- Compliance AI with fed & state regs
- Discounted NMLS PE & CE Partner School
- Get NMLS Mortgage License Reimbursed on First Closing
- In-House Processor & Sales Manager on each file
The Mortgage Calculator Difference
- Close any loan in 22 licensed states
- DSCR loans in 20+ states (No License Required)
- Unlimited company leads
- Free leads with closings & incentives
- Buy lead campaigns at full comp
- Real-time import via Zapier API
- Refer deals for 75 BPS
Loan Officer Compensation Plans
No transaction fees. Choose your path and apply today.
Loan Officer
200 BPS
on Self-Generated Leads (2.00% of Loan Amount)
100 BPS
on Company Leads (1.00% of Loan Amount)
- 150BPS/75BPS Base+50/25 BPS on $2M+ volume
- No monthly or transaction fees
- Custom site + AI CRM/POS/LOS
LO Unlimited
275 BPS
on Self-Generated Leads (2.75% of Loan Amount)
137.5 BPS
on Company Leads (1.375% of Loan Amount)
- Access premium leads
- $299/month platform fee
- No transaction fees
See Our Platform in Action
Watch this quick overview to understand how our proprietary technology empowers you to close more deals, faster.
Where You Can Lend
Close loans in 22 states, plus DSCR loans in 20+ states without a license.
The Mortgage Calculator Licensed States Map
All-in-One CRM with Smart Automation
Capture, route, and nurture leads automatically — purpose-built for mortgage pros.
- Instant lead capture & assignment
- Automated tasks, texts & emails
- Live pricing engine with LOS/POS sync
- Smart pipelines, KPIs & real-time alerts
Integration Partners (APIs) (click to expand)
The Mortgage Calculator 100% Automated Loan Flow
Lead form submits to CRM. Automation triggers engagement and routing.
If criteria match, CALVIN AI sends a personalized quote instantly.
Borrower clicks “Start My Loan Application” and enters the POS.
Borrower completes the 1003 and uploads initial documentation.
Credit is authorized and pulled in real time within the POS.
Completed 1003 + credit data sync seamlessly to the LOS.
MLO finalizes the 1003 and requests initial disclosures.
Dedicated Sales Manager & Processor are assigned to the file to disclose and guide.
Conditions are created and tracked in real time with CALVIN AI.
Borrowers receive automated daily reminders for required docs.
CALVIN AI requests & logs updates for insurance, title, VOE/VOI, and more.
TMC Closing Team & Law Firm prep CD/Docs for Non-Delegated; Wholesale partners for Brokered.